What are the annual fees for Airtel Axis Bank Credit Card and Flipkart Axis Bank Credit Card?

Airtel Axis Bank Credit Card has ₹500 + GST. Flipkart Axis Bank Credit Card has ₹500 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Airtel Axis Bank Credit Card earns about 1% on general spends; Flipkart Axis Bank Credit Card earns about 1%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

Airtel Axis Bank Credit Card: 3.5%. Flipkart Axis Bank Credit Card: 3.5% (plus 18% GST on the markup).

Card Comparison

Airtel Axis vs Flipkart Axis

Airtel Axis vs Flipkart Axiscompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Airtel Axis Bank

Axis Bank

Fee₹500+GST

Eff. rate1%

CapCategory

Fee

₹500+GST

Eff. rate

Cap

How they compare

Airtel Axis and Flipkart Axis suit different spending patterns, so the right pick depends on where and how much you spend. The key difference: 9 partner deals vs 4. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Airtel Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Airtel (up to 25%)
Direct cashback — nothing to redeem
No monthly reward cap

Flipkart Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Myntra (up to 7.5%)
Direct cashback — nothing to redeem
No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

56 specs · 13 sections

Airtel Axis Bank

Flipkart Axis Bank

Feature

Airtel Axis Bank

Flipkart Axis Bank

Annual Fee

₹500

Joining Fee

Free

Fee Waiver Spend

₹2,00,000

₹3,50,000

Forex Markup

3.5%

Reward Type

Cashback

Base Rate

Online Rate

Offline Rate

Effective Base Rate

Point Value

₹1

Redemption Quality

HIGH

Best Redemption

₹1

Worst Redemption

₹1

Airtel

25%

—

Amazon

—

Amazon Pay

—

Amazon Prime

—

Blinkit

10%

—

Grocery / Supermarkets

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

10%

Flights, Hotels, OTAs, Tour Operators

Other Retail / Catch-all

Monthly Cap

Category caps apply

No cap

Est. Annual Cap

Category caps apply

No cap

Total Excluded

8 categories

9 categories

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Earns rewards

Excluded

EMI Transactions

Excluded

Earns rewards

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Est. Annual Value

—

Forex Markup

3.5%

Description

Amazon e-voucher worth ₹250 on first transaction within 30 days of card issuance

₹250 Flipkart voucher on first transaction within 30 days

Estimated Value

₹250

₹200

Fuel Surcharge Waiver

Yes

Best Suited For

Utility Bills, Airtel Services

Shopping

Min Income

₹15,000/month

Not specified

Income Proof

Required

Secured FD

Accepting Applications

Yes

Network

Visa

Card Tier

Classic

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Airtel Axis Bank Credit Card and Flipkart Axis Bank Credit Card?: Airtel Axis Bank Credit Card has ₹500 + GST. Flipkart Axis Bank Credit Card has ₹500 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Airtel Axis Bank Credit Card earns about 1% on general spends; Flipkart Axis Bank Credit Card earns about 1%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: Airtel Axis Bank Credit Card: 3.5%. Flipkart Axis Bank Credit Card: 3.5% (plus 18% GST on the markup).

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Axis Bank - Airtel Axis · Axis Bank - Flipkart Axis