What are the annual fees for EazyDiner IndusInd Bank Credit Card and American Express Platinum Travel Credit Card?

EazyDiner IndusInd Bank Credit Card has ₹2,999 + GST. American Express Platinum Travel Credit Card has ₹5,000 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

EazyDiner IndusInd Bank Credit Card earns about 0.4% on general spends; American Express Platinum Travel Credit Card earns about 1%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

EazyDiner IndusInd Bank Credit Card: 3.5%. American Express Platinum Travel Credit Card: 3.5% (plus 18% GST on the markup).

Do both cards include airport lounge access?

EazyDiner IndusInd Bank Credit Card: none specified. American Express Platinum Travel Credit Card: yes — see the lounge row above for limits.

Card Comparison

EazyDiner IndusInd vs American Express Platinum Travel

EazyDiner IndusInd vs American Express Platinum Travelcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

EazyDiner IndusInd Bank

IndusInd Bank

Fee₹2,999+GST

Eff. rate0.4%

CapNone

Fee

₹2,999+GST

Eff. rate

0.4%

Cap

None

American Express Platinum Travel

American Express

Fee₹5,000+GST

Eff. rate1%

CapNone

Fee

₹5,000+GST

Eff. rate

Cap

None

Quick take

How they compare

EazyDiner IndusInd and American Express Platinum Travel suit different spending patterns, so the right pick depends on where and how much you spend. The key difference: 1% effective rate vs 0.4%. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

EazyDiner IndusInd

Annual fee: ₹2,999 + GST
Everyday rate: 0.4%
Monthly cap: No cap

Notable strengths

No monthly reward cap

American Express Platinum Travel

Annual fee: ₹5,000 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

43 specs · 12 sections

EazyDiner IndusInd Bank

American Express Platinum Travel

Feature

EazyDiner IndusInd Bank

American Express Platinum Travel

Annual Fee

₹2,999

₹5,000

Joining Fee

₹2,999

₹5,000

Fee Waiver Spend

N/A

Forex Markup

3.5%

Reward Type

Reward Points

Base Rate

0.4%

Effective Base Rate

0.4%

Point Value

₹0.1

₹0.5

Redemption Quality

LOW

HIGH

Best Redemption

₹0.1

₹0.5

Worst Redemption

₹0.1

₹0.18

Grocery / Supermarkets

0.4%

Fuel / Petrol / Diesel / CNG

0.4%

0% (Excluded)

Restaurants / Dine-in

0.4%

Flights, Hotels, OTAs, Tour Operators

0.4%

Other Retail / Catch-all

0.4%

Monthly Cap

No cap

Est. Annual Cap

No cap

Total Excluded

0 categories

5 categories

Fuel / Petrol / Diesel / CNG

Earns rewards

Excluded

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Earns rewards

Excluded

Insurance Premiums

Earns rewards

Excluded

EMI Transactions

Earns rewards

Excluded

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Yes

Est. Annual Value

—

₹3,520

Forex Markup

3.5%

Description

2,000 Bonus EazyPoints, Complimentary Membership of EazyDiner Prime, and Postcard Hotel Stay Voucher Worth Rs.7,500

10,000 Membership Rewards Points on payment of annual fee and spending ₹15,000 within 90 days of Cardmembership

Estimated Value

₹7,500

₹4,000

Fuel Surcharge Waiver

Yes

Best Suited For

Dining, Food

Travel, Shopping

Min Income

Not specified

₹50,000/month

Income Proof

Required

Secured FD

Accepting Applications

Yes

Network

Visa

American Express

Card Tier

Signature

Platinum

Still weighing your options?

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Frequently asked questions

What are the annual fees for EazyDiner IndusInd Bank Credit Card and American Express Platinum Travel Credit Card?: EazyDiner IndusInd Bank Credit Card has ₹2,999 + GST. American Express Platinum Travel Credit Card has ₹5,000 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: EazyDiner IndusInd Bank Credit Card earns about 0.4% on general spends; American Express Platinum Travel Credit Card earns about 1%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: EazyDiner IndusInd Bank Credit Card: 3.5%. American Express Platinum Travel Credit Card: 3.5% (plus 18% GST on the markup).
Do both cards include airport lounge access?: EazyDiner IndusInd Bank Credit Card: none specified. American Express Platinum Travel Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: IndusInd Bank - EazyDiner IndusInd · American Express - American Express Platinum Travel