What are the annual fees for Flipkart Axis Bank Credit Card and Axis Bank ACE Credit Card?

Flipkart Axis Bank Credit Card has ₹500 + GST. Axis Bank ACE Credit Card has ₹499 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Flipkart Axis Bank Credit Card earns about 1% on general spends; Axis Bank ACE Credit Card earns about 1.5%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

Flipkart Axis Bank Credit Card: 3.5%. Axis Bank ACE Credit Card: 3.5% (plus 18% GST on the markup).

Do both cards include airport lounge access?

Flipkart Axis Bank Credit Card: none specified. Axis Bank ACE Credit Card: yes — see the lounge row above for limits.

Card Comparison

Flipkart Axis vs Axis ACE

Flipkart Axis vs Axis ACEcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Flipkart Axis Bank

Axis Bank

Fee₹500+GST

Eff. rate1%

CapNone

Fee

₹500+GST

Eff. rate

Cap

None

Axis Bank ACE

Axis Bank

Fee₹499+GST

Eff. rate1.5%

CapCategory

Fee

₹499+GST

Eff. rate

1.5%

Cap

How they compare

Flipkart Axis and Axis ACE suit different spending patterns, so the right pick depends on where and how much you spend. The key difference: 1.5% effective rate vs 1%. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Flipkart Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Myntra (up to 7.5%)
Direct cashback — nothing to redeem
No monthly reward cap

Axis ACE

Annual fee: ₹499 + GST
Everyday rate: 1.5%
Monthly cap: No cap

Notable strengths

Bonus rewards on Google Pay (up to 5%)
Direct cashback — nothing to redeem
No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

55 specs · 13 sections

Flipkart Axis Bank

Axis Bank ACE

Feature

Flipkart Axis Bank

Axis Bank ACE

Annual Fee

₹500

₹499

Joining Fee

Free

₹499

Fee Waiver Spend

₹3,50,000

₹2,00,000

Forex Markup

3.5%

Reward Type

Cashback

Base Rate

1.5%

Online Rate

1.5%

Offline Rate

1.5%

Effective Base Rate

1.5%

Point Value

₹1

Redemption Quality

HIGH

Best Redemption

₹1

Worst Redemption

₹1

Amazon

—

Amazon Pay

—

Amazon Prime

—

Cleartrip

—

Cultfit

—

Grocery / Supermarkets

1.5%

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

Flights, Hotels, OTAs, Tour Operators

1.5%

Other Retail / Catch-all

1.5%

Monthly Cap

No cap

Category caps apply

Est. Annual Cap

No cap

Category caps apply

Total Excluded

9 categories

8 categories

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Excluded

Earns rewards

EMI Transactions

Earns rewards

Excluded

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Est. Annual Value

—

₹1,760

Forex Markup

3.5%

Description

₹250 Flipkart voucher on first transaction within 30 days

Joining fee of â‚¹499 reversed on spending â‚¹10,000 within 45 days of card setup

Estimated Value

₹200

₹499

Fuel Surcharge Waiver

Yes

Best Suited For

Shopping

Utility Bills, Online Spends, Food Delivery

Min Income

Not specified

Income Proof

Required

Not required

Secured FD

Accepting Applications

Yes

Network

Visa

Card Tier

Classic

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Flipkart Axis Bank Credit Card and Axis Bank ACE Credit Card?: Flipkart Axis Bank Credit Card has ₹500 + GST. Axis Bank ACE Credit Card has ₹499 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Flipkart Axis Bank Credit Card earns about 1% on general spends; Axis Bank ACE Credit Card earns about 1.5%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: Flipkart Axis Bank Credit Card: 3.5%. Axis Bank ACE Credit Card: 3.5% (plus 18% GST on the markup).
Do both cards include airport lounge access?: Flipkart Axis Bank Credit Card: none specified. Axis Bank ACE Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Axis Bank - Flipkart Axis · Axis Bank - Axis ACE