What are the annual fees for Flipkart Axis Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card?

Flipkart Axis Bank Credit Card has ₹500 + GST. Tata Neu Infinity HDFC Bank Credit Card has ₹1,499 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Flipkart Axis Bank Credit Card earns about 1% on general spends; Tata Neu Infinity HDFC Bank Credit Card earns about 1.5%. Category and partner rates may differ — see the table above.

What is the forex markup on each card?

Flipkart Axis Bank Credit Card: 3.5%. Tata Neu Infinity HDFC Bank Credit Card: 2% (plus 18% GST on the markup).

Do both cards include airport lounge access?

Flipkart Axis Bank Credit Card: none specified. Tata Neu Infinity HDFC Bank Credit Card: yes — see the lounge row above for limits.

Card Comparison

Flipkart Axis vs Tata Neu Infinity HDFC

The key difference: 1.5% effective rate vs 1%. Flipkart Axis vs Tata Neu Infinity HDFCcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Flipkart Axis Bank

Axis Bank

Fee₹500+GST

Eff. rate1%

CapNone

Fee

₹500+GST

Eff. rate

Cap

None

Tata Neu Infinity HDFC Bank

HDFC Bank

Fee₹1,499+GST

Eff. rate1.5%

CapCategory

Fee

₹1,499+GST

Eff. rate

1.5%

Cap

How they compare

Flipkart Axis and Tata Neu Infinity HDFCsuit different spending patterns, so the right pick depends on where and how much you spend — the headline difference is called out at the top. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Flipkart Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Myntra (up to 7.5%)
Direct cashback — nothing to redeem
No monthly reward cap

Tata Neu Infinity HDFC

Annual fee: ₹1,499 + GST
Everyday rate: 1.5%
Monthly cap: No cap

Notable strengths

Bonus rewards on Tata Neu (up to 5%)
No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

57 specs · 13 sections

Flipkart Axis Bank

Tata Neu Infinity HDFC Bank

Feature

Flipkart Axis Bank

Tata Neu Infinity HDFC Bank

Annual Fee

₹500

₹1,499

Joining Fee

Free

₹1,499

Fee Waiver Spend

₹3,50,000

₹3,00,000

Forex Markup

3.5%

Reward Type

Cashback

NeuCoins

Base Rate

1.5%

Online Rate

—

Offline Rate

—

Effective Base Rate

1.5%

Point Value

₹1

Redemption Quality

HIGH

Best Redemption

₹1

Worst Redemption

₹1

Amazon

—

Amazon Pay

—

Amazon Prime

—

Cleartrip

—

Cultfit

—

Grocery / Supermarkets

1.5%

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

1.5%

Flights, Hotels, OTAs, Tour Operators

1.5%

Other Retail / Catch-all

1.5%

Monthly Cap

No cap

Category caps apply

Est. Annual Cap

No cap

Category caps apply

Total Excluded

9 categories

5 categories

Gold / Jewellery

Excluded

Earns rewards

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Excluded

Earns rewards

Insurance Premiums

Excluded

Earns rewards

Education / School / College Fees

Excluded

Earns rewards

Online Gaming / Betting

Earns rewards

Excluded

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Yes

Est. Annual Value

—

₹6,820

Forex Markup

3.5%

Description

₹250 Flipkart voucher on first transaction within 30 days

1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance.

Estimated Value

₹200

₹1,499

Fuel Surcharge Waiver

Yes

Best Suited For

Shopping

Tata Ecosystem Shopping, Lifestyle Rewards

Min Income

Not specified

₹1,00,000/month

Income Proof

Required

Not required

Secured FD

Accepting Applications

Yes

Network

Visa

Visa, RuPay

Card Tier

Classic

Gold

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Flipkart Axis Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card?: Flipkart Axis Bank Credit Card has ₹500 + GST. Tata Neu Infinity HDFC Bank Credit Card has ₹1,499 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Flipkart Axis Bank Credit Card earns about 1% on general spends; Tata Neu Infinity HDFC Bank Credit Card earns about 1.5%. Category and partner rates may differ — see the table above.
What is the forex markup on each card?: Flipkart Axis Bank Credit Card: 3.5%. Tata Neu Infinity HDFC Bank Credit Card: 2% (plus 18% GST on the markup).
Do both cards include airport lounge access?: Flipkart Axis Bank Credit Card: none specified. Tata Neu Infinity HDFC Bank Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Axis Bank - Flipkart Axis · HDFC Bank - Tata Neu Infinity HDFC