What are the annual fees for Flipkart Axis Bank Credit Card and SBI SimplyCLICK Credit Card?

Flipkart Axis Bank Credit Card has ₹500 + GST. SBI SimplyCLICK Credit Card has ₹499 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Flipkart Axis Bank Credit Card earns about 1% on general spends; SBI SimplyCLICK Credit Card earns about 0.25%. Category and partner rates may differ — see the table above.

Do online and offline rewards differ between them?

Flipkart Axis Bank Credit Card: same rate online and offline. SBI SimplyCLICK Credit Card: 1.25% online / 0.25% offline.

What is the forex markup on each card?

Flipkart Axis Bank Credit Card: 3.5%. SBI SimplyCLICK Credit Card: 3.5% (plus 18% GST on the markup).

Card Comparison

Flipkart Axis vs SBI SimplyCLICK

The key difference: 1% effective rate vs 0.25%. Flipkart Axis vs SBI SimplyCLICKcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Flipkart Axis Bank

Axis Bank

Fee₹500+GST

Eff. rate1%

CapNone

Fee

₹500+GST

Eff. rate

Cap

None

SBI SimplyCLICK

SBI Card

Fee₹499+GST

Eff. rate0.25%

Cap₹10,000

Fee

₹499+GST

Eff. rate

0.25%

Cap

₹10,000

Quick take

How they compare

Flipkart Axis and SBI SimplyCLICKsuit different spending patterns, so the right pick depends on where and how much you spend — the headline difference is called out at the top. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Flipkart Axis

Annual fee: ₹500 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

Bonus rewards on Myntra (up to 7.5%)
Direct cashback — nothing to redeem
No monthly reward cap

SBI SimplyCLICK

Annual fee: ₹499 + GST
Everyday rate: 0.3%
Monthly cap: ₹10,000/mo

Notable strengths

Flat rewards on every spend

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

64 specs · 13 sections

Flipkart Axis Bank

SBI SimplyCLICK

Feature

Flipkart Axis Bank

SBI SimplyCLICK

Annual Fee

₹500

₹499

Joining Fee

Free

₹499

Fee Waiver Spend

₹3,50,000

₹1,00,000

Forex Markup

3.5%

Reward Type

Cashback

Reward Points

Base Rate

0.25%

Online Rate

1.25%

Offline Rate

0.25%

Effective Base Rate

0.25%

Point Value

₹1

₹0.25

Redemption Quality

HIGH

MEDIUM

Best Redemption

₹1

₹0.25

Worst Redemption

₹1

₹0.15

Amazon

1.25%

Amazon Pay

—

Amazon Prime

—

Apollo Pharmacy

—

2.5%

Bookmyshow

—

2.5%

Grocery / Supermarkets

1.25% online / 0.25% offline

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

1.25% online / 0.25% offline

Flights, Hotels, OTAs, Tour Operators

1.25% online / 0.25% offline

Other Retail / Catch-all

1.25% online / 0.25% offline

Monthly Cap

No cap

₹10,000

Est. Annual Cap

No cap

₹1,20,000

Total Excluded

9 categories

6 categories

Gold / Jewellery

Excluded

Earns rewards

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Excluded

Earns rewards

Insurance Premiums

Excluded

Earns rewards

Education / School / College Fees

Excluded

Earns rewards

Domestic Visits/Year

None

International Visits/Year

None

Priority Pass

Est. Annual Value

—

Forex Markup

3.5%

Description

₹250 Flipkart voucher on first transaction within 30 days

Amazon Gift Card Worth Rs. 500

Estimated Value

₹200

₹400

Fuel Surcharge Waiver

Yes

Best Suited For

Shopping

individuals looking for an entry-level shopping credit card with minimal charges and a decent reward rate. Those who simply want an SBI Credit Card to enjoy ongoing offers can also consider this option, as it meets all the basic requirements and provides accelerated reward points across several popular brands and platforms.

Min Income

Not specified

Income Proof

Required

Secured FD

Accepting Applications

Yes

Network

Visa

Mastercard

Card Tier

Classic

Entry

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Flipkart Axis Bank Credit Card and SBI SimplyCLICK Credit Card?: Flipkart Axis Bank Credit Card has ₹500 + GST. SBI SimplyCLICK Credit Card has ₹499 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Flipkart Axis Bank Credit Card earns about 1% on general spends; SBI SimplyCLICK Credit Card earns about 0.25%. Category and partner rates may differ — see the table above.
Do online and offline rewards differ between them?: Flipkart Axis Bank Credit Card: same rate online and offline. SBI SimplyCLICK Credit Card: 1.25% online / 0.25% offline.
What is the forex markup on each card?: Flipkart Axis Bank Credit Card: 3.5%. SBI SimplyCLICK Credit Card: 3.5% (plus 18% GST on the markup).

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Axis Bank - Flipkart Axis · SBI Card - SBI SimplyCLICK