What are the annual fees for HSBC TravelOne Credit Card and Yes Bank Marquee Credit Card?

HSBC TravelOne Credit Card has ₹4,999 + GST. Yes Bank Marquee Credit Card has ₹4,999 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

HSBC TravelOne Credit Card earns about 0.6% on general spends; Yes Bank Marquee Credit Card earns about 1.8%. Category and partner rates may differ — see the table above.

Do online and offline rewards differ between them?

HSBC TravelOne Credit Card: same rate online and offline. Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline.

What is the forex markup on each card?

HSBC TravelOne Credit Card: 3.5%. Yes Bank Marquee Credit Card: 1% (plus 18% GST on the markup).

Do both cards include airport lounge access?

HSBC TravelOne Credit Card: yes — see the lounge row above for limits. Yes Bank Marquee Credit Card: yes — see the lounge row above for limits.

Card Comparison

HSBC TravelOne vs Yes Marquee

HSBC TravelOne vs Yes Marqueecompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

HSBC TravelOne

HSBC Bank

Fee₹4,999+GST

Eff. rate0.6%

Cap₹50,000

Fee

₹4,999+GST

Eff. rate

0.6%

Cap

₹50,000

Yes Bank Marquee

Yes Bank

Fee₹4,999+GST

Eff. rate1.8%

Cap₹1,250

Fee

₹4,999+GST

Eff. rate

1.8%

Cap

₹1,250

Quick take

How they compare

HSBC TravelOne and Yes Marquee suit different spending patterns, so the right pick depends on where and how much you spend. The key difference: 1.8% effective rate vs 0.6%. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

HSBC TravelOne

Annual fee: ₹4,999 + GST
Everyday rate: 0.6%
Monthly cap: ₹50,000/mo

Notable strengths

Flat rewards on every spend

Yes Marquee

Annual fee: ₹4,999 + GST
Everyday rate: 1.8%
Monthly cap: ₹1,250/mo

Notable strengths

Strong online-shopping rewards (up to 3.6%)
Low forex markup (1%)

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

51 specs · 13 sections

HSBC TravelOne

Yes Bank Marquee

Feature

HSBC TravelOne

Yes Bank Marquee

Annual Fee

₹4,999

Joining Fee

₹4,999

₹9,999

Fee Waiver Spend

₹8,00,000

₹10,00,000

Forex Markup

3.5%

Reward Type

Reward Points

Base Rate

0.6%

1.8%

Online Rate

—

3.6%

Offline Rate

—

1.8%

Effective Base Rate

0.6%

1.8%

Point Value

₹0.3

₹0.2

Redemption Quality

MEDIUM

LOW

Best Redemption

₹0.3

₹0.2

Worst Redemption

₹0.1

Cleartrip

15%

—

Easemytrip

15%

—

Paytm

15%

—

Yatra

15%

—

Zomato

10%

—

Grocery / Supermarkets

0.6%

3.6% online / 1.8% offline

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

0.6%

3.6% online / 1.8% offline

Flights, Hotels, OTAs, Tour Operators

1.2%

3.6% online / 1.8% offline

Other Retail / Catch-all

0.6%

3.6% online / 1.8% offline

Monthly Cap

₹50,000

₹1,250

Est. Annual Cap

₹6,00,000

₹15,000

Total Excluded

8 categories

5 categories

Gold / Jewellery

Excluded

Earns rewards

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Excluded

Earns rewards

Insurance Premiums

Excluded

Earns rewards

Education / School / College Fees

Excluded

Earns rewards

Domestic Visits/Year

None

International Visits/Year

-1

Priority Pass

Est. Annual Value

₹5,940

₹4,950

Forex Markup

3.5%

International Rate

Yes

Description

Rs 1,000 Cashback, PostCard Voucher worth Rs 3,000, and 3-month EazyDiner membership on spending Rs 10,000 within 30 days of card issuance

40,000 YES Rewardz Points as joining benefit

Estimated Value

₹3,400

₹6,400

Fuel Surcharge Waiver

Yes

Best Suited For

Travel, Shopping

Movies, Travel, Shopping

Min Income

₹50,000/month

Not specified

Income Proof

Required

Not required

Secured FD

Accepting Applications

Yes

Network

Mastercard

Visa

Card Tier

Platinum

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for HSBC TravelOne Credit Card and Yes Bank Marquee Credit Card?: HSBC TravelOne Credit Card has ₹4,999 + GST. Yes Bank Marquee Credit Card has ₹4,999 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: HSBC TravelOne Credit Card earns about 0.6% on general spends; Yes Bank Marquee Credit Card earns about 1.8%. Category and partner rates may differ — see the table above.
Do online and offline rewards differ between them?: HSBC TravelOne Credit Card: same rate online and offline. Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline.
What is the forex markup on each card?: HSBC TravelOne Credit Card: 3.5%. Yes Bank Marquee Credit Card: 1% (plus 18% GST on the markup).
Do both cards include airport lounge access?: HSBC TravelOne Credit Card: yes — see the lounge row above for limits. Yes Bank Marquee Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: HSBC Bank - HSBC TravelOne · Yes Bank - Yes Marquee