What are the annual fees for Yes Bank Marquee Credit Card and American Express Platinum Travel Credit Card?

Yes Bank Marquee Credit Card has ₹4,999 + GST. American Express Platinum Travel Credit Card has ₹5,000 + GST. Fees are shown before 18% GST, which is added on the bill.

What base reward rate does each card earn?

Yes Bank Marquee Credit Card earns about 1.8% on general spends; American Express Platinum Travel Credit Card earns about 1%. Category and partner rates may differ — see the table above.

Do online and offline rewards differ between them?

Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline. American Express Platinum Travel Credit Card: same rate online and offline.

What is the forex markup on each card?

Yes Bank Marquee Credit Card: 1%. American Express Platinum Travel Credit Card: 3.5% (plus 18% GST on the markup).

Do both cards include airport lounge access?

Yes Bank Marquee Credit Card: yes — see the lounge row above for limits. American Express Platinum Travel Credit Card: yes — see the lounge row above for limits.

Card Comparison

Yes Marquee vs American Express Platinum Travel

Yes Marquee vs American Express Platinum Travelcompared side by side on fees, reward rates, caps, exclusions, and eligibility — weigh each against how you actually spend.

Yes Bank Marquee

Yes Bank

Fee₹4,999+GST

Eff. rate1.8%

Cap₹1,250

Fee

₹4,999+GST

Eff. rate

1.8%

Cap

₹1,250

American Express Platinum Travel

American Express

Fee₹5,000+GST

Eff. rate1%

CapNone

Fee

₹5,000+GST

Eff. rate

Cap

None

Quick take

How they compare

Yes Marquee and American Express Platinum Travel suit different spending patterns, so the right pick depends on where and how much you spend. The key difference: 1.8% effective rate vs 1%. Use the table below to weigh fees, reward rates, caps, and exclusions against your own usage.

At a glance

Yes Marquee

Annual fee: ₹4,999 + GST
Everyday rate: 1.8%
Monthly cap: ₹1,250/mo

Notable strengths

Strong online-shopping rewards (up to 3.6%)
Low forex markup (1%)

American Express Platinum Travel

Annual fee: ₹5,000 + GST
Everyday rate: 1%
Monthly cap: No cap

Notable strengths

No monthly reward cap

Each card's own strengths — not a ranking. Weigh them against where you actually spend.

47 specs · 12 sections

Yes Bank Marquee

American Express Platinum Travel

Feature

Yes Bank Marquee

American Express Platinum Travel

Annual Fee

₹4,999

₹5,000

Joining Fee

₹9,999

₹5,000

Fee Waiver Spend

₹10,00,000

N/A

Forex Markup

3.5%

Reward Type

Reward Points

Base Rate

1.8%

Online Rate

3.6%

—

Offline Rate

1.8%

—

Effective Base Rate

1.8%

Point Value

₹0.2

₹0.5

Redemption Quality

LOW

HIGH

Best Redemption

₹0.2

₹0.5

Worst Redemption

₹0.1

₹0.18

Grocery / Supermarkets

3.6% online / 1.8% offline

Fuel / Petrol / Diesel / CNG

0% (Excluded)

Restaurants / Dine-in

3.6% online / 1.8% offline

Flights, Hotels, OTAs, Tour Operators

3.6% online / 1.8% offline

Other Retail / Catch-all

3.6% online / 1.8% offline

Monthly Cap

₹1,250

No cap

Est. Annual Cap

₹15,000

No cap

Total Excluded

5 categories

Electricity, Water, Gas, Internet, DTH, Mobile Recharge

Earns rewards

Excluded

Insurance Premiums

Earns rewards

Excluded

Rent Payments

Excluded

Earns rewards

Government / Tax Payments

Excluded

Earns rewards

Domestic Visits/Year

None

International Visits/Year

-1

None

Priority Pass

Yes

Est. Annual Value

₹4,950

₹3,520

Forex Markup

3.5%

Description

40,000 YES Rewardz Points as joining benefit

10,000 Membership Rewards Points on payment of annual fee and spending ₹15,000 within 90 days of Cardmembership

Estimated Value

₹6,400

₹4,000

Fuel Surcharge Waiver

Yes

Best Suited For

Movies, Travel, Shopping

Travel, Shopping

Min Income

Not specified

₹50,000/month

Income Proof

Not required

Required

Secured FD

Accepting Applications

Yes

Network

Visa

American Express

Card Tier

Platinum

Still weighing your options?

Other popular matchups to line up against your shortlist.

Frequently asked questions

What are the annual fees for Yes Bank Marquee Credit Card and American Express Platinum Travel Credit Card?: Yes Bank Marquee Credit Card has ₹4,999 + GST. American Express Platinum Travel Credit Card has ₹5,000 + GST. Fees are shown before 18% GST, which is added on the bill.
What base reward rate does each card earn?: Yes Bank Marquee Credit Card earns about 1.8% on general spends; American Express Platinum Travel Credit Card earns about 1%. Category and partner rates may differ — see the table above.
Do online and offline rewards differ between them?: Yes Bank Marquee Credit Card: 3.6% online / 1.8% offline. American Express Platinum Travel Credit Card: same rate online and offline.
What is the forex markup on each card?: Yes Bank Marquee Credit Card: 1%. American Express Platinum Travel Credit Card: 3.5% (plus 18% GST on the markup).
Do both cards include airport lounge access?: Yes Bank Marquee Credit Card: yes — see the lounge row above for limits. American Express Platinum Travel Credit Card: yes — see the lounge row above for limits.

Reviewed by WhichWise Editorial Team. Each card's data is verified against the issuer's official terms.

Sources: Yes Bank - Yes Marquee · American Express - American Express Platinum Travel